Industry Trend

Site Sections

Menu








© 2023. All Rights reserved.

Overview for FINANCIAL INSTITUTIONS INC

All Data per March 3, 2023

Industry:

Banks—Regional

Last Close:

24.76 USD

Expected Dividend:

4.68 %

Payoffs per Year:

4.0
Business Summary
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company also provides personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services comprising life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. The company operates a network of 48 banking offices in Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Schuyler, Steuben, Wayne, Wyoming, and Yates counties, New York. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.

Competitors View

Ordering

BAWAG

AUT		 1.14 4.22%
5.11%		 47.65% nan% 1.0 0.96
-19.39%		 29.33 85.32% 7.76 1.0

CRÉDIT AGRICOLE

FRA		 1.13 4.06%
9.19%		 7.69% 5.25% 0.5 0.62
-29.04%		 2.62 7.73% 3.29 2.0

CITIZENS FINANCIAL GROUP

USA		 1.07 1.8%
137.87%		 24.99% 5.3% 1.0 0.83
-29.18%		 162.72 -3.83% 11.36 3.0

BNP PARIBAS

FRA		 1.19 4.09%
6.55%		 1.63% 4.02% 1.0 0.19
-36.59%		 -183.78 75.24% 4.47 4.0

INDUSTRIAL BANK

CHN		 0.99 3.57%
5.95%		 3.05% 3.74% 1.0 1.67
-12.48%		 -38.17 -3.4% 7.3 5.0

PNC FINANCIAL SERVICES

USA		 0.99 2.41%
3.77%		 7.32% 3.06% 1.0 2.52
-18.98%		 31.69 0.12% 9.1 6.0

REGIONS FINANCIAL

USA		 1.05 2.07%
3.17%		 11.05% 3.13% 1.0 1.86
-22.57%		 23.92 5.0% 10.23 7.0

CHINA EVERBRIGHT BANK

CHN		 1.02 4.3%
6.56%		 3.1% 4.51% 0.5 0.07
-31.97%		 12.84 14.13% 7.08 8.0

BANK POLSKA KASA OPIEKI S.A.

POL		 1.14 5.81%
4.85%		 5.3% 6.73% -0.5 -0.14
-65.96%		 -12.75 133.68% 9.52 9.0

TRUIST FINANCIAL CORPORATION

USA		 1.0 3.47%
4.33%		 0.0% 3.18% 1.0 0.56
-14.9%		 56.26 40.37% 12.8 10.0

FIFTH THIRD BANCORP

USA		 1.01 2.39%
3.48%		 7.52% 3.06% 1.0 1.69
-22.45%		 71.92 -0.14% 9.52 11.0

SOCIETE GENERALE

FRA		 1.1 3.76%
6.13%		 7.89% 4.9% 0.0 -0.08
-63.59%		 -7.98 69.7% 4.44 12.0

HUNTINGTON BANCSHARES

USA		 1.06 2.34%
4.07%		 5.78% 2.77% 1.0 1.36
-18.13%		 38.81 -0.91% 9.84 13.0

FINANCIAL INSTITUTIONS INC

USA
 0.97 3.08%
4.68%		 2.65% 3.17% 1.0 0.33
-34.21%		 30.43 1.26% 8.84 14.0

THE FIRST OF LONG ISLAND CORPORATION

USA		 0.98 2.98%
4.93%		 3.99% 3.26% 1.0 0.28
-37.48%		 33.64 -5.85% 10.17 15.0

KEYCORP

USA		 1.02 2.22%
4.31%		 9.83% 3.17% 1.0 1.14
-26.72%		 40.25 -18.71% 8.33 16.0

BANK OF BEIJING (A)

CHN		 1.0 3.97%
6.83%		 6.85% 4.94% 0.5 -0.04
-45.39%		 21.45 -30.94% 9.06 17.0

ZIONS BANCORPORATION

USA		 0.97 1.08%
3.33%		 105.35% nan% 1.0 2.09
-19.85%		 29.76 -16.77% 7.54 18.0

COMERICA

USA		 0.95 1.72%
3.92%		 13.59% 2.93% 1.0 1.0
-35.65%		 34.57 -25.08% 7.93 19.0

U.S. BANCORP

USA		 1.02 2.26%
4.08%		 3.05% 2.37% 1.0 0.71
-21.42%		 43.75 -0.05% 8.47 20.0

SHANGHAI PUDONG DEVELOPMENT BANK

CHN		 0.99 3.82%
5.58%		 0.0% 3.5% 0.5 0.14
-33.26%		 -11.28 9.01% 8.23 21.0

JAPAN POST HOLDINGS CO., LTD.

JPN		 1.12 5.43%
4.09%		 0.0% 4.98% -0.5 0.84
-21.75%		 16.31 65.09% 4.05 22.0

HUA XIA BANK

CHN		 1.01 3.46%
6.34%		 0.0% 3.17% 0.0 -0.14
-44.66%		 9.46 63.84% 7.57 23.0

REPUBLIC BANCORP INC

USA		 0.99 2.71%
3.1%		 4.75% 3.06% 0.5 1.51
-22.93%		 23.07 -8.96% 13.69 24.0

KBC GROUP NV

BE		 1.23 5.16%
0.0%		 1.3% 5.0% -0.5 1.93
-7.08%		 -16.33 58.77% 6.78 25.0

BANKINTER S.A.

ESP		 1.12 2.68%
4.44%		 4.88% 3.05% 0.0 0.21
-59.62%		 66.06 25.54% 4.51 26.0

CHINA CITIC BANK

CHN		 1.06 3.87%
5.84%		 5.25% 4.47% 0.0 -0.04
-43.24%		 -2.62 -66.12% 7.35 27.0

M&T BANK

USA		 0.91 2.57%
3.19%		 2.16% 2.59% 1.0 0.47
-25.55%		 35.55 -5.28% 10.41 28.0

RAIFFEISEN BANK

AUT		 1.19 2.16%
1.07%		 0.0% 1.98% 1.0 0.26
-58.4%		 2.7 42.56% 7.53 29.0

CHIBA BANK

JPN		 1.2 1.68%
2.66%		 3.09% 1.76% 1.0 -0.03
-39.45%		 -3.13 56.1% 5.82 30.0

KK AOZORA GINKO

JPN		 1.0 4.52%
5.79%		 3.04% 4.73% -0.5 -0.16
-56.6%		 2.81 -29.16% 8.36 31.0

CONCORDIA FINANCIAL GROUP

JPN		 1.18 1.09%
3.24%		 3.63% 1.17% 1.0 -0.25
-46.62%		 -1.84 110.87% 5.34 32.0

BANCO DE SABADELL SA

ESP		 1.29 2.69%
3.88%		 9.84% 3.84% 0.0 -0.3
-80.0%		 -2.23 18.79% 5.15 33.0

SUMITOMO MITSUI TRUST

JPN		 1.1 3.02%
3.87%		 5.82% 3.58% 0.0 -0.08
-42.65%		 -2.36 3.22% 4.33 34.0

LLOYDS BANKING GROUP

GBR		 1.11 2.3%
3.85%		 9.81% 3.28% 0.5 -0.18
-54.43%		 -3.82 0.91% 5.97 35.0

CAIXABANK

ESP		 1.15 4.0%
5.15%		 0.0% 3.66% -0.5 -0.23
-51.83%		 -2.83 27.59% 5.2 36.0

ERSTE GROUP BANK

AUT		 1.22 1.53%
4.37%		 0.0% 1.4% 0.5 0.74
-30.91%		 -4.17 2.43% 5.85 37.0

RESONA

JPN		 1.24 3.3%
0.0%		 2.66% 3.4% 0.0 -0.12
-46.46%		 -4.57 36.64% 3.14 38.0

FUKUOKA FINANCIAL GROUP

JPN		 1.16 2.85%
3.49%		 1.52% 2.79% 1.0 -0.15
-42.09%		 -2.74 -84.4% 3.49 39.0

DEUTSCHE BANK

GER		 1.19 1.64%
2.57%		 0.0% 1.5% 1.0 -0.26
-76.56%		 2.41 -3.94% 5.01 40.0

SHINSEI BANK

JPN		 1.09 0.16%
0.97%		 100.0% nan% 0.0 -0.08
-50.54%		 -5.57 -103.88% 8.59 41.0

MIZUHO FINANCIAL GROUP

JPN		 1.18 3.5%
0.0%		 2.17% 3.53% -0.5 -0.25
-46.3%		 -2.74 37.16% 4.1 42.0

AAREAL BANK

GER		 1.03 4.2%
nan%		 8.7% 5.69% 0.0 0.14
-48.18%		 -1.76 26.26% 6.15 nan

COMMERZBANK

GER		 1.24 0.3%
nan%		 0.0% 0.27% 1.0 -0.26
-63.25%		 -32.25 -11.18% 6.1 nan

DNB BANK ASA

NOR		 1.04 6.3%
5.29%		 nan% nan% 1.0 nan
nan%		 43.72 50.0% 8.67 nan

NORDEA BANK ABP

FIN		 1.15 1.0%
0.53%		 nan% nan% 0.0 nan
nan%		 -45.98 114.39% 5.87 nan

Information for FINANCIAL INSTITUTIONS INC

Yield Triangle

Dividend & Close

Close Dividend Return (%)
Year
2012 18.63 0.44 2.36
2013 24.71 0.74 2.99
2014 25.15 0.77 3.06
2015 28.00 0.80 2.86
2016 34.20 0.81 2.37
2017 31.10 0.85 2.73
2018 25.70 0.96 3.74
2019 32.10 1.00 3.12
2020 22.50 1.04 4.62
2021 31.80 1.08 3.40
2023 24.76 1.16 4.68

Fundamentals

Chart